Get a Personal Loan of up to
R300 000*

Apply online via Internet Banking or our Banking App and choose the loan and repayment term that best suit your needs.

What our Personal Loans give you

Apply online

Personalised interest

UCount Rewards

Flexible terms

Your estimated monthly repayment

First repayment date

Monthly interest and fees

Current Loan repayment

Adjusted Loan repayment

Loan start date

You have missed payments?

You have revolved?

You have made additional payments?

You have already paid (term)

Loan term end date

Based on the Insurance you selected, you are on the below insurance plan which covers you for:

How it works

We take the amount you want to borrow and the repayment period and calculate how much you would need to repay monthly. Get an idea of what you’ll need to budget per month before applying.

To calculate the loan amount simply add:

• Loan Amount (The amount you wish to borrow)
• Loan Term (The number of months you want to repay until complete)
• Click “Calculate”

To make the calculator easier to use we’ve given you the minimum and maximum loan amounts and number of months to repay the loan.

The calculator uses the variable interest rate which is the % of the loan amount charged for borrowing money.

Amortisation Calculator

How it Works

Your estimated monthly repayment

First repayment date

Monthly interest and fees

Current Loan repayment

Adjusted Loan repayment

Loan start date

You have missed payments?

You have revolved?

You have made additional payments?

You have already paid (term)

Loan term end date

Based on the Insurance you selected, you are on the below insurance plan which covers you for:

How it works

We take the amount you want to borrow and the repayment period and calculate how much you would need to repay monthly. Get an idea of what you’ll need to budget per month before applying.

To calculate the loan amount simply add:

• Loan Amount (The amount you wish to borrow)
• Loan Term (The number of months you want to repay until complete)
• Click “Calculate”

To make the calculator easier to use we’ve given you the minimum and maximum loan amounts and number of months to repay the loan.

The calculator uses the variable interest rate which is the % of the loan amount charged for borrowing money.

Disclaimer

This online calculator provides an indication only. You use this online calculator at your own discretion. Standard Bank gives no warranty, express or implied, as to the accuracy, reliability and completeness of any information, formulae or calculation provided through the use of this calculator and does not accept any liability for loss or damage of whatsoever nature, which may be attributable to the reliance on and use of this calculator. We do not warrant the integrity and security of this calculator or that it is free of errors, corruption, viruses, interception or interference.

You can apply for a minimum loan amount of R3 000 to a maximum loan amount of R300 000. Our service fees are R69 per month for all loans and our once-off initiation fees range from R419.75 up to R1207.50 (VAT inclusive). Our loan repayment terms range from a minimum of 12 months to a maximum of 72 months. Our interest rates are personalised up to a maximum of prime plus 17.5% as per the NCA regulation. The Annual Percentage Rate (APR) for your personal loan is a maximum of prime plus 17.5% as per the NCA regulation.